What payment methods do Surat wholesale suppliers accept?

Payment methods accepted by Surat wholesale garment suppliers:

• UPI (GPay, PhonePe, Paytm): Most common for orders under ₹1 lakh. Instant, zero fee.
• Bank Transfer (NEFT/RTGS/IMPS): Standard for larger orders. RTGS for same-day large transfers.
• Cheque: Still accepted by some established suppliers, but clearing takes 2–3 working days.
• Cash: For in-person market buying — always get a receipt/bill.
• COD (Cash on Delivery): Available on some platforms for first-time buyers with limited order size.
• Credit (khata/udhar): Available for established, trusted buyers with 15–30 day payment terms.

Credit cards and EMI are rarely accepted in Surat wholesale market. Online platforms like WholesaleCatalogz.com accept UPI and bank transfer.